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Refinancing
Check out our tips, articles, and insights dedicated to empowering everyone to get a great deal on their mortgage.
REFINANCING

Can I Refinance on a $140K Salary?
Written by
Mack Abbott
Feb 26, 2026

Can I Refinance on a $220K Salary?
Written by
Mack Abbott
Feb 26, 2026

Can I Refinance on a $240K Salary?
Written by
Mack Abbott
Feb 26, 2026

Can I Refinance on a $170K Salary?
Written by
Mack Abbott
Feb 26, 2026

Can I Refinance on a $190K Salary?
Written by
Mack Abbott
Feb 25, 2026

Cash-Out Refinance: Complete Guide & Requirements
Written by
Benjamin Schieken
Jan 20, 2026

How to Refinance a VA Loan: IRRRL Complete Guide
Written by
Benjamin Schieken
Jan 20, 2026

Can I Refinance on a $200K Salary?
Written by
Mack Abbott
Feb 25, 2026

Can I Refinance on a $250K Salary?
Written by
Mack Abbott
Feb 25, 2026

Can I Refinance on a $180K Salary?
Written by
Mack Abbott
Feb 25, 2026

What Is Debt-to-Income (DTI) Ratio? Refinancing Requirements
Written by
Benjamin Schieken
Jan 20, 2026

FHA Streamline Refinance: Requirements & Benefits
Written by
Benjamin Schieken
Jan 20, 2026

What Is a VA Loan? VA Refinancing Options Explained
Written by
Benjamin Schieken
Jan 27, 2026

Can You Refinance with Negative Equity in 2026?
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with a 580 Credit Score? Options & Alternatives
Written by
Benjamin Schieken
Jan 28, 2026

How to Build Equity Fast Before Refinancing
Written by
Benjamin Schieken
Jan 28, 2026

What Credit Score Do You Need to Refinance in 2026?
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with a 620 Credit Score? FHA & Conventional Options
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with a 650 Credit Score? Rates & Requirements
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with a 700 Credit Score? Rates You Can Expect
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with a 680 Credit Score? Best Loan Options
Written by
Benjamin Schieken
Jan 28, 2026

How Much Can I Cash Out When Refinancing My Home?
Written by
Benjamin Schieken
Feb 9, 2026

Cash-Out Refinance vs. Home Equity Loan
Written by
Benjamin Schieken
Feb 9, 2026

Cash-Out Refinance Requirements: Credit Score, Equity & Income
Written by
Benjamin Schieken
Feb 9, 2026

Cash-Out Refinance Calculator: How Much Can You Borrow?
Written by
Benjamin Schieken
Feb 9, 2026

Cash-Out Refinance vs. HELOC: Pros, Cons & Comparison
Written by
Benjamin Schieken
Feb 9, 2026

HELOC or Home Equity Loan? The Choice That Could Save (or Cost) You Thousands
Written by
Mack Abbott
Feb 9, 2026

How to Use a Cash-Out Refinance to Pay Off Debt
Written by
Benjamin Schieken
Feb 9, 2026

Using a Cash-Out Refinance for Renovations: Smart Move or Costly Mistake?
Written by
Benjamin Schieken
Feb 11, 2026

Cash-Out Refinance Tax Implications: What You Need to Know
Written by
Benjamin Schieken
Feb 11, 2026

Cash-Out Refinance for Rental Property Down Payments: Rules, Risks, and Strategy
Written by
Benjamin Schieken
Feb 11, 2026

The Real Cash-Out Refinance Limits by Loan Type (2026 Guide)
Written by
Benjamin Schieken
Feb 11, 2026

What is an IRRRL?
Written by
Benjamin Schieken
Jan 27, 2026

Can I Refinance with a 720 Credit Score? Premium Rate Options
Written by
Benjamin Schieken
Feb 10, 2026

Can I Refinance with 10% Equity? Requirements & Options
Written by
Benjamin Schieken
Jan 21, 2026

Traditional Refinance vs. Streamline Refinance: Key Differences
Written by
Benjamin Schieken
Jan 21, 2026

Types of Mortgage Refinancing: Rate-Term, Cash-Out, Streamline
Written by
Benjamin Schieken
Jan 20, 2026

Should I Refinance Now or Wait? The Complete Decision Guide
Written by
Benjamin Schieken
Jan 20, 2026

Is a 1% Rate Drop Worth Refinancing? Real Savings Analysis
Written by
Benjamin Schieken
Jan 20, 2026

Understanding Your Break-Even Point: When Does Refinancing Pay Off
Written by
Benjamin Schieken
Jan 20, 2026

VA Cash-Out Refinance: Requirements & Limits
Written by
Benjamin Schieken
Jan 20, 2026

FHA Refinance vs. Conventional Refinance: Which Is Better?
Written by
Benjamin Schieken
Jan 20, 2026

Refinancing vs. HELOC: Which Is Better?
Written by
Benjamin Schieken
Jan 20, 2026

2026 Refinance Guide: Stay with FHA or Switch to Conventional?
Written by
Benjamin Schieken
Jan 20, 2026

How to Calculate Your DTI for Refinancing
Written by
Benjamin Schieken
Jan 20, 2026

Can You Refinance with a 43% DTI? Conventional Limits
Written by
Benjamin Schieken
Jan 20, 2026

Can You Refinance with a 45% DTI? Requirements
Written by
Benjamin Schieken
Jan 20, 2026

How to Lower Your DTI Before Refinancing (6 Strategies)
Written by
Benjamin Schieken
Jan 20, 2026

What DTI Do You Need to Refinance?
Written by
Benjamin Schieken
Jan 20, 2026

40% DTI and Want to Refinance? Here's What you Must Know
Written by
Benjamin Schieken
Jan 20, 2026

Maximum DTI Limits by Loan Type (FHA, VA, Conventional)
Written by
Benjamin Schieken
Jan 20, 2026

Can You Refinance with a 50% DTI Ratio?
Written by
Benjamin Schieken
Jan 20, 2026

Can You Refinance with Bad Credit? 2026 Options
Written by
Benjamin Schieken
Feb 10, 2026

Can I Refinance with 20% Equity? Remove PMI & Save
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with Only 5% Equity? What You Should Know
Written by
Benjamin Schieken
Jan 22, 2026

What Is a No-Closing-Cost Refinance?
Written by
Benjamin Schieken
Jan 20, 2026

What Is Rate-and-Term Refinancing?
Written by
Benjamin Schieken
Jan 20, 2026

Should I Refinance from 6.5% to 6%? Break-Even Analysis
Written by
Benjamin Schieken
Jan 20, 2026

How to Calculate Your Refinancing Break-Even Point
Written by
Benjamin Schieken
Jan 20, 2026

How Much Equity Do I Need to Refinance My Mortgage?
Written by
Benjamin Schieken
Jan 20, 2026

How Long Does It Take to Refinance a Mortgage? Complete Timeline
Written by
Benjamin Schieken
Jan 20, 2026

What Is Loan-to-Value (LTV) Ratio? Refinancing Impact
Written by
Benjamin Schieken
Jan 20, 2026

Mortgage Refinancing Made Simple: Step-by-Step Guide for Homeowners
Written by
Benjamin Schieken
Jan 20, 2026

What Is an FHA Loan? Refinancing FHA Mortgages Explained
Written by
Benjamin Schieken
Jan 20, 2026

Current Refinance Rates 2025: What You Need to Qualify
Written by
Benjamin Schieken
Jan 20, 2026

Should I Refinance from 8% to 7%? Calculate Your Savings
Written by
Benjamin Schieken
Jan 20, 2026

What Is Home Equity? How It Impacts Your Ability to Refinance
Written by
Benjamin Schieken
Jan 21, 2026

Is Refinancing Worth It? 7% to 6.5% Rate Drop Analysi
Written by
Benjamin Schieken
Jan 20, 2026

Is Refinancing Worth It? Break-Even Analysis for Homeowners
Written by
Benjamin Schieken
Jan 20, 2026

Pros and Cons of Refinancing Your Home: Is It Worth It?
Written by
Benjamin Schieken
Jan 20, 2026

What Is a Streamline Refinance? (FHA, VA, USDA)
Written by
Benjamin Schieken
Jan 20, 2026

Rate-and-Term Refinance vs. Cash-Out Refinance
Written by
Benjamin Schieken
Jan 20, 2026

What Is a Cash-In Refinance? When to Bring Money to Closing
Written by
Benjamin Schieken
Jan 20, 2026

How Credit Scores Affect Refinancing: What You Need to Know
Written by
Benjamin Schieken
Jan 20, 2026

Is a 0.5% Rate Drop Worth Refinancing? Complete Analysis
Written by
Benjamin Schieken
Jan 20, 2026

Is Refinancing Right for You? When to Refinance and When Not To
Written by
Benjamin Schieken
Jan 20, 2026

Home Improvements With the Best ROI
Written by
Benjamin Schieken
Jan 20, 2026

Can I Refinance with a 750+ Credit Score? Best Rates Available
Written by
Benjamin Schieken
Feb 10, 2026

How to Get the Lowest Refinance Rate in 2026: Expert Tips
Written by
Benjamin Schieken
Jan 20, 2026

What Is Cash-Out Refinancing? How It Works
Written by
Benjamin Schieken
Jan 20, 2026

How to Refinance an FHA Loan to Conventional (Remove PMI)
Written by
Benjamin Schieken
Jan 20, 2026

How to Refinance a Conventional Loan: Step-by-Step
Written by
Benjamin Schieken
Jan 27, 2026

When Should You Refinance Your Mortgage? (Best Timing Guide 2026)
Written by
Benjamin Schieken
Jan 12, 2026

How Much Equity Do I Need for a Cash-Out Refinance?
Written by
Benjamin Schieken
Jan 28, 2026

Can I Refinance with 15% Equity in My Home?
Written by
Benjamin Schieken
Jan 21, 2026

The Refinancing Process: Step-by-Step from Application to Closing
Written by
Benjamin Schieken
Jan 20, 2026

What to Expect on Refinancing Closing Day: Checklist & Timeline
Written by
Benjamin Schieken
Jan 20, 2026

What Is APR in Refinancing? (vs. Interest Rate & True Cost)
Written by
Benjamin Schieken
Jan 20, 2026

Should I Refinance from 7% to 6%? Break-Even Calculator
Written by
Benjamin Schieken
Jan 20, 2026

Is Refinancing Worth It? 6% to 5.5% Rate Drop Analysi
Written by
Benjamin Schieken
Jan 20, 2026

10 Reasons to Refinance Your Mortgage (And Why You Should)
Written by
Benjamin Schieken
Jan 20, 2026

Mortgage Refinancing Guide 2026: Everything You Need to Know
Written by
Benjamin Schieken
Jan 20, 2026

Selling Your Home: How to Prepare Years in Advance
Written by
Benjamin Schieken
Jan 20, 2026

Mortgage Refinancing Explained: A Complete Guide for Beginners
Written by
Benjamin Schieken
Jan 20, 2026

What Is a USDA Loan? USDA Refinancing Explained
Written by
Benjamin Schieken
Jan 20, 2026

Cash-Out Refinance to Buy Another Property
Written by
Benjamin Schieken
Jan 20, 2026

How to Improve Your Credit Score Before Refinancing (Fast Methods)
Written by
Benjamin Schieken
Feb 10, 2026
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