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Refinancing

Check out our tips, articles, and insights dedicated to empowering everyone to get a great deal on their mortgage.

REFINANCING

REFINANCING

REFINANCING

When Should You Refinance Your Mortgage? (Best Timing Guide 2026)

Written by

Benjamin Schieken

2026 Refinance Guide: Stay with FHA or Switch to Conventional?

Written by

Benjamin Schieken

Can You Refinance with a 43% DTI? Conventional Limits

Written by

Benjamin Schieken

Can You Refinance with a 45% DTI? Requirements

Written by

Benjamin Schieken

How to Lower Your DTI Before Refinancing (6 Strategies)

Written by

Benjamin Schieken

What DTI Do You Need to Refinance?

Written by

Benjamin Schieken

40% DTI and Want to Refinance? Here's What you Must Know

Written by

Benjamin Schieken

Maximum DTI Limits by Loan Type (FHA, VA, Conventional)

Written by

Benjamin Schieken

Can You Refinance with a 50% DTI Ratio?

Written by

Benjamin Schieken

Cash-Out Refinance to Buy Another Property

Written by

Benjamin Schieken

How to Refinance a Conventional Loan: Step-by-Step

Written by

Benjamin Schieken

Refinancing vs. HELOC: Which Is Better?

Written by

Benjamin Schieken

What Is a USDA Loan? USDA Refinancing Explained

Written by

Benjamin Schieken

How to Refinance an FHA Loan to Conventional (Remove PMI)

Written by

Benjamin Schieken

What Is a VA Loan? VA Refinancing Options Explained

Written by

Benjamin Schieken

What Is a Streamline Refinance? (FHA, VA, USDA)

Written by

Benjamin Schieken

How to Refinance a VA Loan: IRRRL Complete Guide

Written by

Benjamin Schieken

FHA Streamline Refinance: Requirements & Benefits

Written by

Benjamin Schieken

What Is an FHA Loan? Refinancing FHA Mortgages Explained

Written by

Benjamin Schieken

VA Cash-Out Refinance: Requirements & Limits

Written by

Benjamin Schieken

FHA Refinance vs. Conventional Refinance: Which Is Better?

Written by

Benjamin Schieken

Mortgage Refinancing Guide 2026: Everything You Need to Know

Written by

Benjamin Schieken

Selling Your Home: How to Prepare Years in Advance

Written by

Benjamin Schieken

Mortgage Refinancing Explained: A Complete Guide for Beginners

Written by

Benjamin Schieken

Home Improvements With the Best ROI

Written by

Benjamin Schieken

Mortgage Refinancing Made Simple: Step-by-Step Guide for Homeowners

Written by

Benjamin Schieken

Understanding Your Break-Even Point: When Does Refinancing Pay Off

Written by

Benjamin Schieken

10 Reasons to Refinance Your Mortgage (And Why You Should)

Written by

Benjamin Schieken

What to Expect on Refinancing Closing Day: Checklist & Timeline

Written by

Benjamin Schieken

What Is APR in Refinancing? (vs. Interest Rate & True Cost)

Written by

Benjamin Schieken

Should I Refinance from 7% to 6%? Break-Even Calculator

Written by

Benjamin Schieken

Is Refinancing Worth It? 6% to 5.5% Rate Drop Analysi

Written by

Benjamin Schieken

Is a 0.5% Rate Drop Worth Refinancing? Complete Analysis

Written by

Benjamin Schieken

Is Refinancing Right for You? When to Refinance and When Not To

Written by

Benjamin Schieken

What Is Debt-to-Income (DTI) Ratio? Refinancing Requirements

Written by

Benjamin Schieken

Current Refinance Rates 2025: What You Need to Qualify

Written by

Benjamin Schieken

Should I Refinance from 8% to 7%? Calculate Your Savings

Written by

Benjamin Schieken

What Is Home Equity? How It Impacts Your Ability to Refinance

Written by

Benjamin Schieken

Is Refinancing Worth It? 7% to 6.5% Rate Drop Analysi

Written by

Benjamin Schieken

Is Refinancing Worth It? Break-Even Analysis for Homeowners

Written by

Benjamin Schieken

Pros and Cons of Refinancing Your Home: Is It Worth It?

Written by

Benjamin Schieken

Should I Refinance from 6.5% to 6%? Break-Even Analysis

Written by

Benjamin Schieken

How to Calculate Your Refinancing Break-Even Point

Written by

Benjamin Schieken

How Much Equity Do I Need to Refinance My Mortgage?

Written by

Benjamin Schieken

How Long Does It Take to Refinance a Mortgage? Complete Timeline

Written by

Benjamin Schieken

What Is Loan-to-Value (LTV) Ratio? Refinancing Impact

Written by

Benjamin Schieken

Types of Mortgage Refinancing: Rate-Term, Cash-Out, Streamline

Written by

Benjamin Schieken

Should I Refinance Now or Wait? The Complete Decision Guide

Written by

Benjamin Schieken

Is a 1% Rate Drop Worth Refinancing? Real Savings Analysis

Written by

Benjamin Schieken

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Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

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3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

Fincast logo with stylized ‘F’ emphasizing speed and modern financial services

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Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

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Follow us

Legal

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved

Follow us

Legal

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved