Mortgage shopping made easy
Mortgage shopping made easy

Fincast shops your Loan Estimate, finds you savings, and protects your identity for FREE so you can confidently choose the best deal

Fincast shops your Loan Estimate, finds you savings, and protects your identity for FREE so you can confidently choose the best deal

Discovered and trusted by 1K+ Redditors

Discovered and trusted by 1K+ Redditors

Mortgage shopping made easy

Trusted by lenders and homebuyers nationwide

REAL SAVINGS

The proof is in the savings
0%

of borrowers find a better deal

$0K+

Average mortgage savings

0.5%

Average savings per loan

SMART MORTGAGE SAVINGS

An AI deal finder that quickly saves you thousands

Optimize your payment, rate and closing costs with personalized bids from lenders competing to beat your deal

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

HOW IT WORKS

Find your best deal
in under 24 hours

We create a transparent competition among lenders to get you the best overall mortgage deal based on how you want to save money

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Choose your deal

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Choose your deal

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Choose your deal

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Switch and save

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Switch and save

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Switch and save

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

TIMELINE

When to Fincast your offer

When to Fincast your offer

Timing is everything - SLIDE to see when to Fincast during your homebuying journey

Get Pre-Approved

Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.

House Hunt

Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.

Offer Accepted

Congrats! Now that your offer has been accepted, you'll sign a Purchase Agreement with the seller.  This will be sent to your lender, who will provide you with an official Loan Estimate, which is your signal to start Fincasting.

Fincast your Loan Estimate

Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.

Time to Close!

Once you’ve switched lenders and secured your savings, you’ll order an appraisal and proceed with closing documents.

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Close & Move

Once you’ve switched lenders and secured your savings, you’ll order an appraisal and be guided through the closing process. Enjoy your new home!

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Get Pre-Approved

Get Pre-Approved

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.

Work with any lender to understand your home buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.

Heading

House Hunt

House Hunt

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.

Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.

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Fincast your Loan Estimate

Fincast your Loan Estimate

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.

Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.

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Offer Accepted

Offer Accepted

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

After your offer is accepted, you'll negotiate terms and sign a Purchase Agreement. Your lender will then provide an official Loan Estimate - your signal to start Fincasting.

After your offer is accepted, you'll negotiate terms and sign a Purchase Agreement. Your lender will then provide an official Loan Estimate - your signal to start Fincasting.

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Time to Close!

Time to Close!

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor.

Once you’ve switched lenders and secured your savings, you’ll order an appraisal and be guided through the closing process. Enjoy your new home!

Once you’ve switched lenders and secured your savings, you’ll order an appraisal and be guided through the closing process. Enjoy your new home!

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Buying a home begins with research and planning, so you can avoid disappointment and surprises as you go. At this stage, you begin by getting "pre-approved" which essentially is validation that someone has checked your credit and looked at your finances in order to approve you for a loan once you find your home.

TESTIMONIALS

Skeptics to believers

Skeptics to believers

Skeptics to believers

Skeptics to believers

“After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”

Andrew

“Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”

Jennet

"Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."

Alex

  • “After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”

    Andrew

  • “Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”

    Jennet

  • "Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."

    Alex

  • Great product, brought my rate down to 4.99% from an initial quote of 5.75% on a 30 year fixed rate mortgage while also matching the original closing costs for a total monthly savings of 8%.

    Allen

  • As a first-time home buyer, I loved how they don't sell your information. The lender that I went with was really great to work with. The next time I need to shop around for a loan I will definitely Fincast first.

    Michael

  • I found this on Reddit and decided to give it a try - since it's free. I wasn't expecting them to come back with much, but in the end they found a lender that came within 0.1 points of my rate, with lower closing costs.

    Jim

Unlock the best rates while saving time and money

Smart home buyers are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart home buyers are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart home buyers are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart home buyers are discovering better mortgage deals with Fincast's secure, AI-powered platform

Unlock the best rates while saving time and money

Smart home buyers are discovering better mortgage deals with Fincast's secure, AI-powered platform

FAQ

Still have questions?

Can I connect with more than one lender?

Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.

Will switching lenders affect my credit?

How do I lock in this offer?

Am I obligated to fund my loan with this lender?

Do I have to fill out another loan application?

Can I connect with more than one lender?

Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.

Will switching lenders affect my credit?

How do I lock in this offer?

Am I obligated to fund my loan with this lender?

Do I have to fill out another loan application?

Can I connect with more than one lender?

Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.

Will switching lenders affect my credit?

How do I lock in this offer?

Am I obligated to fund my loan with this lender?

Do I have to fill out another loan application?

Can I connect with more than one lender?

Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.

Will switching lenders affect my credit?

How do I lock in this offer?

Am I obligated to fund my loan with this lender?

Do I have to fill out another loan application?

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2024 Fincast, Inc. All Rights Reserved

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2024 Fincast, Inc. All Rights Reserved

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2024 Fincast, Inc. All Rights Reserved