Final Walkthrough Checklist: What to Double-Check Before Closing

You’re almost there — loan approved, closing date set, boxes ready to pack.

But before you sign your name and wire your funds, there’s one final step that can make or break your move-in day: the final walkthrough.

This is your last chance to make sure the property is in the condition you agreed to — repairs completed, appliances working, and no last-minute surprises left behind by the seller.

Skipping it or rushing through can lead to expensive headaches later.

Here’s what to look for, what to bring, and how to make sure your dream home is move-in ready before you sign on the dotted line.

Key Takeaways

✅ The final walkthrough usually happens within 24–48 hours before closing — it’s your last opportunity to inspect the home.

✅ Verify all agreed-upon repairs are complete and the property is in the same (or better) condition as when you made your offer.

✅ Bring your purchase contract, inspection report, and checklist to cross-reference.

✅ Don’t feel pressured — you have the right to delay closing if major issues arise.

💡 Pro Tip: Once you sign the purchase contract, ensure you’re securing the most attractive financing terms. Upload your Loan Estimate to Fincast to ensure you’re not overpaying for your mortgage before signing, giving you extra funds for repairs or other surprises down the road.

What Is a Final Walkthrough? 🏠

The final walkthrough is the buyer’s opportunity to confirm that:

• The property is in the same condition as when you went under contract

• Any agreed-upon repairs or replacements are done

• No new damage occurred during the seller’s move-out

• Fixtures, systems, and appliances are functioning properly

It’s not another inspection — it’s a verification step to ensure you’re getting what you paid for.

💡 Pro Tip: Schedule the walkthrough as close to closing as possible (ideally the day before or morning of). That way, there’s less time for surprises to arise between the walkthrough and signing.

What to Bring to Your Walkthrough 🧾

Preparation makes this quick but crucial step easy. Bring:

✅ A copy of your purchase contract (to confirm included items)

✅ Your home inspection report (to verify repairs were made)

✅ The repair receipts or contractor invoices (from seller or agent)

✅ Your phone (for photos/videos of issues)

✅ A walkthrough checklist (see below)

💡 Tip: If repairs were done, ask for receipts and warranties in writing — especially for HVAC, roofing, plumbing, or electrical work.

The Final Walkthrough Checklist (Room by Room)

Here’s what to double-check before signing. Take your time and move methodically.

1️⃣ General Condition of the Home

• The home is broom clean — no trash, debris, or unwanted furniture

• All agreed-upon repairs are complete

• No new damage since inspection (walls, floors, doors, ceilings)

• All items included in the sale (light fixtures, blinds, appliances, etc.) are still present

• Nothing has been removed that should stay (built-ins, mirrors, hardware)

💡 Pro Tip: Bring photos from your original tour for reference. Compare conditions side-by-side.

2️⃣ Electrical & Lighting 💡

• Test every light switch and fixture

• Plug in your phone charger to test every outlet

• Check ceiling fans for wobble or noise

• Verify all smoke and CO detectors work

If the power’s off, contact your agent — utilities should stay active through closing.

3️⃣ Plumbing 🚿

• Turn on all faucets (hot and cold)

• Flush all toilets and check for leaks

• Run the dishwasher, washer, and shower briefly

• Check under sinks for signs of leaks or moisture

• Ensure the water heater is functioning

💡 Tip: Low water pressure or brown water could indicate issues with plumbing or the heater. Discuss the issues with your agent immediately.

4️⃣ Appliances 🍳

Confirm all appliances listed in the contract are present and working:

• The refrigerator and freezer run cold

• Oven and stovetop heat properly

• Dishwasher cycles correctly

• Washer and dryer operate without leaks or noise

• Microwave, disposal, and exhaust fans work

If anything fails, document it with photos or video and inform your agent immediately.

5️⃣ Heating, Cooling, and Ventilation 🌡️

• Turn on heating and A/C to test both functions

• Check air vents for airflow and cleanliness

• Replace air filters if needed (seller's responsibility if agreed upon)

💡 Pro Tip: HVAC repairs are among the most expensive post-closing surprises. Test thoroughly.

6️⃣ Windows, Doors, and Locks 🔑

• Open and close every window and door

• Ensure locks, latches, and handles function

• Check weatherstripping and seals for damage

• Verify all garage doors, remotes, and keypads work

• Confirm front and back door keys match

7️⃣ Walls, Floors, and Ceilings 🧱

• Inspect for cracks, stains, or holes (especially near windows and ceilings)

• Verify paint touch-ups were done if agreed upon

• Look for water damage or leaks — especially after heavy rain

8️⃣ Exterior & Outdoor Areas 🌳

• Check the roof, gutters, and siding for visible signs of new damage

• Test outdoor faucets, lights, and irrigation systems

• Verify garage, sheds, and fences are in agreed condition

• Confirm yard, landscaping, and debris removal are complete

If the contract includes outdoor items (patio furniture, playsets, sheds), make sure they remain.

9️⃣ Repairs and Receipts 🔧

This is where many buyers miss details.

• Confirm repairs listed in the inspection addendum were completed

• Request copies of invoices, permits, and warranties

• If repairs are incomplete, ask the seller to provide credit at closing or delay the closing (subject to contract terms and lender approval) until done

What to Do If You Find Problems 🚨

If you discover issues during your walkthrough:

1. Document everything — take photos or videos.

2. Notify your agent immediately — they’ll contact the seller’s side.

3. Negotiate a solution — either repair, credit, or delayed closing.

4. Don’t sign until the issues are resolved — once you close, the home (and any problems) are yours.

You have leverage before closing — use it.

Your Final Walkthrough Timeline ⏳

💡 Pro Tip: Don’t schedule walkthroughs too early. Damage, cleaning issues, or move-out surprises often appear right before closing.

How Fincast Helps You Finish Strong 🚀

By the time you’re walking through the home, your financing should already be locked and ready — but that doesn’t mean you can’t still save.

The sooner you act, the better. Here’s how Fincast gives you the edge before you sign:

1️⃣ Get pre-approved and receive your Loan Estimate

2️⃣ Upload it securely to Fincast3️⃣ Vetted lenders compete to beat your rate or reduce fees4️⃣ Choose the best deal and head to closing with confidence

No extra credit pulls. No spam. Just transparent competition that helps you keep more money in your pocket — right when you need it most.

FAQs

1. Do I have to do a final walkthrough?

It’s typically not legally required, but strongly recommended. Skipping it could mean inheriting costly surprises.

2. When should I schedule it?

Within 24–48 hours before closing, ideally after the seller has fully moved out.

3. Can I bring my inspector?

Yes, but it’s not required. If major repairs were done, it’s wise to have your inspector verify completion.

4. What if I find major issues?

Notify your agent immediately. You can request repairs, negotiate a credit, or request a closing delay (if the contract and lender allow).

5. Should I test utilities and appliances?

Absolutely. Turn everything on and off. It’s your last chance to confirm functionality.

Bottom Line

Your final walkthrough isn’t just a formality — it’s your last opportunity to ensure the home you’re buying matches the deal you agreed to.

You’re ready to sign with confidence when:

✅ The home is clean and in the agreed-upon condition

✅ All repairs are complete and verified

✅ Appliances, systems, and fixtures work

✅ Any issues are documented and resolved

A careful walkthrough today prevents headaches tomorrow — and ensures your first day as a homeowner starts on the right foot.

💡 Pro Tip: Before you lose all leverage at closing, upload your Loan Estimate to Fincast for a final, no-risk second opinion on your rates and fees.

Action Checklist

• Schedule your walkthrough before closing

• Bring the contract, inspection report, and receipts

• Use this checklist to inspect every room

• Test all major systems and appliances

• Confirm all agreed-upon repairs are complete

• Document any issues and contact your agent

• Verify cash to close using your Closing Disclosure

• Upload your Loan Estimate to Fincast

• Close with confidence and peace of mind

👉 Ready to finish strong?

Start by getting your Loan Estimate, uploading it to Fincast, and letting vetted lenders compete to help you save before signing.