HOMEOWNER HACKS

HOMEOWNER HACKS

HOMEOWNER HACKS

10 Design Mistakes That Miss the Mark—and How to Fix Them

Benjamin Schieken, Fincast founder and mortgage loan originator, providing mortgage transparency tools and loan comparison guidance for confident homebuyer decisions

Written by

Mack Abbott

A home can be clean and updated and still feel “off.” Often, it’s not about how much money you spend—it’s about how design choices work together. Certain common decorating mistakes quietly cheapen a space, even when the pieces themselves aren’t inexpensive.

The good news is that most of these issues are easy to fix once you know what to look for. This guide breaks down the most common design mistakes homeowners make and how to avoid them without overspending.

Key Takeaways

  • Expensive items can still look cheap if design basics are ignored

  • Scale, lighting, and layout matter more than brand names

  • Overdoing décor is just as harmful as under-decorating

  • Consistency creates a more polished, intentional look

  • Many “cheap-looking” mistakes are free to fix

Mistake #1: Furniture That’s the Wrong Scale

Furniture that’s too small or too large instantly throws off a room. Undersized sofas, tiny rugs, or oversized sectionals make spaces feel awkward and unfinished.

Common signs:

  • Area rugs that don’t reach under furniture

  • Sofas dwarfed by empty wall space

  • Overcrowded rooms with bulky pieces

Why it matters: Proper scale creates balance, which reads as quality and intention.

Mistake #2: Pushing All Furniture Against the Walls

This is one of the most common beginner design habits. While it feels safe, it often makes rooms feel empty and awkward.

Better approaches:

  • Float sofas to define conversation areas

  • Use rugs to anchor furniture groupings

  • Leave intentional negative space

💡 Pro Tip: Even moving furniture a few inches away from the wall can dramatically improve a room.

Mistake #3: Cheap or Insufficient Lighting

Lighting is one of the fastest ways to make a home look cheap when done poorly.

Red flags include:

  • One harsh overhead light per room

  • Cool-toned bulbs in living spaces

  • No task or accent lighting

💸The budget reality: Proper lighting isn’t expensive. For example a good floor lamp costs $80-$150. The fixes are affordable — it’s finding room in your monthly budget that’s hard. When cash flow is tight, even small upgrades get postponed indefinitely.

Mistake #4: Matching Everything Too Perfectly

Perfectly matched furniture sets and décor packages often look flat and impersonal.

Instead:

  • Mix materials (wood, metal, fabric)

  • Vary shapes and finishes

  • Keep a consistent color palette, not identical pieces

Homes feel higher-end when they look collected over time, not bought all at once.

Mistake #5: Ignoring Window Treatments (or Choosing the Wrong Ones)

Bare windows or poorly hung curtains cheapen a room faster than most people realize.

Common issues:

  • Curtains hung too low

  • Panels that are too short or narrow

  • Cheap blinds with no layering

💡 Pro Tip: Hang curtains higher and wider than the window to make ceilings feel taller.

Mistake #6: Overcrowding With Décor and Accessories

Too many small items create visual clutter, which reads as messy rather than styled.

Watch out for:

  • Overloaded shelves

  • Too many throw pillows

  • Excess tabletop décor

Why it matters: Fewer, larger décor pieces usually look more intentional and refined.

Mistake #7: Poor Color Coordination

Random colors with no clear plan make spaces feel chaotic.

Common mistakes:

  • Too many bold colors in one room

  • No repeating tones for cohesion

  • Ignoring undertones

💡 Pro Tip: A simple, repeatable color palette makes even budget décor look intentional.

Mistake #8: Cheap Materials in High-Visibility Areas

Some materials wear poorly or look dated quickly, especially in prominent spaces.

Examples:

  • Thin laminate in focal areas

  • Shiny plastic finishes

  • Low-quality peel-and-stick used improperly

💡 Pro Tip: High-visibility areas (entryway, kitchen backsplash, fireplace surround) benefit most from investing in quality materials. Budget-friendly options work better in low-traffic spots.

Mistake #9: Artwork Hung Incorrectly

Art placement is often overlooked but highly noticeable.

Common issues:

  • Art hung too high

  • Tiny pieces on large walls

  • No relationship to nearby furniture

💡 Pro Tip: Artwork generally looks best when its center is near eye level or visually connected to furniture.

Mistake #10: Ignoring Flow and Function

Even beautiful rooms feel cheap if they don’t function well.

Signs of poor flow:

  • Blocked walkways

  • Awkward furniture placement

  • Rooms that don’t match how they’re used

Why it matters: Design that supports daily life always feels more polished.

How to Fix These Mistakes

  1. Remove excess décor and reassess the space

  2. Check furniture scale and spacing

  3. Improve lighting with at least two sources per room

  4. Simplify the color palette

  5. Adjust the curtain height and width

  6. Edit, don’t replace, whenever possible

Focus on fixes that cost little but improve balance and function.

Common Red Flags to Watch For

  • Buying décor before measuring

  • Choosing trends over durability

  • Ignoring lighting plans

  • Filling every empty surface

  • Rushing to “finish” a room

FAQs

What makes a house look cheap inside?

Poor lighting, furniture that's too small or too large, clutter, and mismatched colors are among the most common reasons a home looks cheap.

Can expensive furniture still look cheap?

Yes. Without proper layout, lighting, and balance, even high-end furniture can feel underwhelming.

How do I make my home look more expensive?

Focus on lighting, scale, cohesive colors, and editing clutter before buying anything new.

Are matching furniture sets bad?

They aren’t always bad, but they often make rooms feel flat and less personalized.

Does lighting really matter that much in design?

Yes. Lighting dramatically affects how materials, colors, and spaces are perceived.

What if I can’t afford the “right” fixes?

Many of these fixes cost less than $100, but some do cost more. The bigger issue is usually cash flow, not total budget. If you’re refinancing soon, tools like Fincast can help you compare Loan Estimates to make sure you’re not overpaying. The extra $100-$200 you save per month can add up to real design budget over time.

When “Just Save More” Isn’t the Answer

You know these fixes aren’t expensive individually. So why does it still feel impossible to make them happen?

If you’re constantly choosing cheaper options because the budget is tight, here’s a question worth asking: Where is your money actually going?

For homeowners with mortgages locked in 2-5+ years ago, rates may have dropped significantly—or you might qualify for better terms now. Even $150/month in savings compounds over a year into real design budget.

If you're curious whether refinancing makes sense:

  1. Request a Loan Estimate from your preferred lender

  2. Use a tool like Fincast to verify you’re getting competitive rates (no extra credit check needed)

  3. Decide with actual numbers, not sales pitches

Not everyone will save money. But if you're stuck in the compromise cycle, it's worth 20 minutes to rule out the possibility that you're overpaying every single month.




Disclaimer: Nothing in this content should be considered financial advice. The examples and data shared are for general information only and may not reflect your personal situation. We do not guarantee the accuracy or completeness of the information provided. Always do your own research and speak with a qualified financial advisor before making any financial decisions.

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Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind.

Fincast, Inc. does not include information about every financial or credit product or service.Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2025 Fincast, Inc. All Rights Reserved